Today I am reminded to be grateful that I have chosen to keep only the best credit cards. We only use our citibank credit cards these days. I just learned from a blog friend that she was harassed by a third-party Collection Agency of her credit card company.

Apparently, her ATM payment for her card got lost and since the investigation takes so long and she didn’t want to have her card rake in interest, she decided to pay the card balance in full and just cut off the card. Yes, she paid twice! And what is more frustrating is that it happened on the busiest and most expensive time of the year – Christmas. Imagine her anger and disappointment.

But all that was supposed to be water under the bridge now. She was looking forward to starting the new year debt free. Imagine her surprise when she received a call again from the agency. She was so angry. Actually, her being angry is an understatement. To think she didn’t even get a credit card application from them, her card just came in free from the mail.
I really can feel her pain. The credit card company is the same one who gave me such a headache back then. To make the long story short, I paid the card full balance and closed the card. One year later, I receive a statement with a renewal fee! It turns out they cannot close my account because they OWED me 4pesos and 16 cents!! You can imagine how much I ranted to their customer service on the phone.

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SSD is starting the month right with weekly mystery gifts all throughout October! You wouldn’t need invitations to join in the fun will you?

You don’t have to spend a lot, just add anything to your cart to meet the $1 minimum purchase, and your free gift will be added to your order at checkout. Best of all, there will be a NEW goodie bag every weekend this month, so come back to see what’s new and grab your treat. I can promise after seeing what the girls have created for you this week, you won’t want to miss these!

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One of the things that you may have overlooked when purchasing a property in a certain community is whether or not the area has strong cell phone signal. You only are only reminded of it once you started living in that community and have started using your cell phone. There are several factors that may cause a weak signal for your cell phone. There are several types of building materials such as concrete or steel that may block or weaken the penetration of cell phone signals into your homes. It could also be that your community is outside of the coverage of your carrier’s cell tower.

If that is the prevailing situation in the community where you reside, you shouldn’t be surprised if you learn that some if not most of your neighbors would resort to using a cell phone signal booster to address this problem. A cell booster is a device used to boost the reception of your cell phone. And if using your cell phone while inside your house is a necessity and you do not want to go through the hassle of switching to another network carrier, using a cell phone booster may be your only option. They can be purchased in kits that may include external antennas, cables and mounting kits. There are even some retailers who offer them online making it more convenient for potential customers to shop for cell boosters. You can choose the most suitable cell booster that you can use in your own home to solve your problem with weak cell phone signal.

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You would be surprised where designers and most scrapbookers draw inspiration for their pages from. I religiously follow a scrapbooker’s blog where she posts an Ad inspiration challenge every week. She draws inspiration from the ads in magazines – follows its design concept, or idea concept and turns it into a scrapbook page!

One fabulous example are the weekly challenges at DesignerDigitals. You can even get to have those for free. They vary from ad inspiration, color, template, email, quote and other challenges but whatever Katie Pertiet makes from what she gets inspired from, she shares it as a freebie. Make sure you subscribe to their weekly newsletter.

Designers also get inspiration from websites, clothes and even bed linens. Childrens Bedding from the White Company provide a great source of inspiration – I am even tempted to suggest these girly colors to our SSD designers!

Who likes elephants?

Pinterest has been a treasure trove of inspiration! I am hesitant to be active there as I might get sucked in and I become more unproductive as it is!

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I have always been vocal about being such a huge fan of Becky Higgins and her Project Life concept. If only I wasn’t scared to tackle such a project that would extend all year + I wasn’t late in deciding to order this year, I would have been knee-deep in Project Life. However, it is all for the best because they will be coming out with new editions and a variety of new products by October.

Friends and Family, take your pick on the new editions coming out:

I am getting (note that word: GET instead of LIKE) the Clementine Edition but the Amber binder. I seriously cannot wait to start this project next year. It’s all about getting caught up this year (I think. Well, I will try).

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Today…

Outside my window…the sun is shining – a first ever since September started. It has been very cold in our part of the world lately, especially at night. There are times I’m afraid we would need infrared home heater already.

I am thinking…about how to find the joy in working again. For the past month I have been working to beat deadlines and not working for the love of it.

I am thankful for…everyday. I have been doing some soul-searching lately (because I’d rather not work) and I realize how blessed we are this year.

From the kitchen…spaghetti + Coke (Zero).

I am wearing…jammies.

I am creating…a variety of things – Martha’s “Quotable Quotes” book, our Disney trip, the SG trip, the Guangzhou trip and Martha’s 1st year. Of course, these haven’t been converted into anything tangible yet.

I am going…to serve on a retreat again next week. Excited. Blessed. Thankful.

I am reading…the Five Love Languages.

I am hoping…to get my Starbucks fix today – my husband has promised he will take me!

I am hearing…the electric fan roaring. Martha has finally given in to sleep.

Around the house…everybody is sleeping. At one in the afternoon. Siesta time.

One of my favorite things…my iPhone (haven’t changed my answer in months!).

A few plans for the rest of the week: Finish pending tasks.

A picture I love:
Why I scrapbook

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As a scrapbooker, I have a lot of gadgets that help me record my family’s memories. I have my computer that operates with a wireless mouse and keyboard, a camera, an iPhone and a video camera. All of these operate on different types, forms and sizes of batteries. I try and do my part and use rechargeable batteries if I can and dispose of old batteries responsibly.

I hope that more households do the same. Many batteries contain harmful metals and chemicals that can leak into our air and water supply when they are dumped into the trash. Single-use batteries (like the kind you pick up at the drugstore or the supermarket checkout aisle) are usually alkaline batteries. They do contain some mercury, but the amount has been steadily reduced since 1984. Though they’re not as hazardous as they used to be, single-use batteries should still be recycled and not thrown out, as there are potential hazards that can arise from leaks. Many rechargeable batteries, on the other hand, contain cadmium, which can be particularly hazardous to the environment and to people should it leak in a landfill or go through an incinerator.

Thanks to the Mercury-Containing and Rechargeable Battery Management Act, we now have better options in recycling batteries. Nowadays, you can drop off these batteries at most Staples or RadioShack locations. These and other retailers have partnered with Call2Recycle, a free rechargeable battery and cell phone collection organization. Recycled batteries are melted and broken down into their component metals, which are then repurposed into new batteries or steel.

The same thing goes for motorcycle batteries or any discount batteries bought from a battery store. Proper and responsible disposal is a must!

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So very thankful I was able to be there during Martha’s toddler years. I call it her “golden years” and she will never lack memories of it, long after I’m gone. It’s all in her books.

She can give Beyonce a run for her money with these moves.

And she needs insurance on that adorable nguso of hers when the time comes. Red lipstick would absolutely look gorgeous on her when the time comes – hahaha!

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I am stuck in a (scrapping) rut.

See, I want to finish my daughter’s Martha-isms book, similar to his big brother’s Matthew-isms book but it has taken me longer than I want to. I haven’t had the drive lately or the focus. I have realized multi-tasking will not work when I am trying to lose weight so I am chanelling all my energy, drive and will (yes, trying really hard) on that aspect – I am trying to get acquainted with the metric system (micrometers and not think pounds or pints or ounces. Let all else slide.

But I will finish this, eventually. I will.

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I know you won’t believe me but yes, you can actually control project costs and resources through the IT Cost Management solutions. These days, IT managers are faced with a dilemma to keep the project costs down and use the resources well. So it’s important to do the IT Financial Management before the project starts. In this way, you can lay down everything from unit costs, infrastructure and application development costs, and the unforeseen costs.

In my experience, these unforeseen costs are the cause of project delays that would sometimes lead to end of the project without even deployment. We definitely don’t want this to happen. Because one goal that we want to achieve by each IT project is to deploy and let the users feel happy and satisfied. These are all possible with the IT cost management that I came across this morning. It looks promising since it can help you proactively manage the Business of IT. It also has the ability to know the positive ROI for all the IT investments. In my company, we would need this because there are still managers who are not fully convinced on allotting a huge budget for the new servers and applications. But if we present the ROI for all these IT investments, I’m positive that they would be convinced.

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My name is Aggie aka aggietha to most scrapbooking forums. Read more about me here.




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